Your Health Insurance Coverage Options Explained
Health insurance coverage comes in a number of forms. Your best option will depend upon your situation:
- Group Plans: If you work for a large employer, you should be able to purchase health insurance through an employer-sponsored "group plan".
- COBRA Plans: When you leave a group plan, you may be able to continue
your coverage through COBRA temporary health insurance, or you may decide
to purchase individual health insurance coverage. Learn
more about COBRA
- Medicare: If you are over 65, you may qualify for government sponsored insurance known as Medicare.
- Medicaid: If your income is limited, you may qualify for state-sponsored programs under Medicaid.
- Individual Plans: If you do not fall into any category above, you may be eligible to purchase an Individual plan…
- Learn about your individual health plan options
- Or get individual health insurance now
- Plans for the Ill or Injured: If you currently ill, you may not qualify for an Individual plan. But you may be able to obtain health coverage through a state sponsored program for high-risk individuals.
These programs typically cost significantly more than an individual insurance plan from an insurance company, but they may be the only option for some individuals. Please contact a licensed insurance agent in your area to find out more about state sponsored programs for high-risk individuals.