Why You Need Medical Insurance
Every American needs medical insurance… Why?
Because life is unpredictable - even if you're healthy now and exercise regularly, you could be caught off guard by an unexpected illness or injury.
Because health insurance coverage helps protect you financially - medical care can add up quickly to a staggering financial loss. Health coverage can help limit your out-of-pocket costs, protect your assets and even safeguard your future earnings.
Because medical care is expensive - the financial risk you take without health coverage might shock you. Consider these average costs:
Because health insurance coverage can cover more than just injury or illness - it also offers preventive care such as Pap tests and mammograms for women, PSA tests for men and immunizations for children.
Because medical insurance is affordable - add up preventive care and other health-related service costs as well as the cost of a possible catastrophic illness or injury that you would have to pay for yourself without health coverage. Then compare it to the cost of a health coverage plan's low monthly premium, deductible and co-payment, and you'll see just how affordable health coverage really is. Health coverage can also reduce your tax liability if you are self-employed. Contact your tax advisor for more information.
See the Top 3 Excuses people use for not maintaining health insurance